![]() Use a single cell for each of these expenses.Īfter you have inputted all of your expense categories, you can create a cell that automatically totals all of these values for you. Move down one cell then input “Housing” and in the cells under this, you can input the various housing expenses that you spend every month like rent or mortgage payments, insurance, and utilities. You can start by skipping one line after the cell with “Total Income” then input “Expenses.” Because of this, it’s a lot easier to divide your expenses into general categories. You can expect that there will be more individual line item expenses than income items. The next step is to input your expenses in the same manner you have inputted the information for your income. This simple formula is the “=SUM” formula. In the cell on the right of the total income cell, create a formula that calculates your total income. ![]() ![]() Create a cell with a formula to calculate your total monthly incomeĪfter you have created cells for all your sources of income, you now need a cell that totals all of these values.Ĭreate this cell right under the last line of your income items.Move another cell down then input “Other Income.”Įach month, input the corresponding values depending on the income that you receive for that month. This serves as a heading for all of your income items. Start by inputting “Income” in the first cell. Although this is an optional column, it allows you to check whether or not you have already paid your bills and other payments. Move to the right again then input “Paid” or some other similar term. Move to the right then input “Due Date.” This column records the due dates of your payments or bills. This column records the value of all the other items on your sheet. Skip the 1st cell then in the next cell, input “Amount.”. If you don’t have software like Microsoft Excel installed in your computer, you can use the software of your choice. Launch the spreadsheet software of your choice.Here are the steps to follow when making your own monthly budget template: In the long run, you will discover yourself coming closer to financial freedom. You can use the template as a guide to pay your bills, save money or make it to your next payday without getting into debt. Some think that this is a difficult task but it will make it easier for you to keep track of your finances. One way to have control of your expenses is through the use of a monthly budget template. Monthly expenses template 30 (18.24 KB) How do I create a monthly expense spreadsheet? Some of the latest ones allow you to keep track of your investments too. If you have a more comprehensive financial portfolio, you may opt for a budgeting app instead. You can find many of these templates online and download them for free. There is a lot you can discover when you go through this process. Some credit cards tag your purchases automatically in categories making things easier for you. Through this, you get a sense of your cash flow each month.Īfter going through your accounts, group these into categories. Looking through these accounts helps you pinpoint your spending habits. ![]() Identify all of your money habits then create an inventory of all your accounts including all of your credit cards and your checking account. Here are pointers to consider on how to start tracking through your monthly expenses template: It is a good practice to keep track of your expenses regularly through a bill tracker template as this gives you an accurate overview of where you’re spending your money. When making your monthly bills template, here are some examples of monthly expenses to include: These are expenses that you cannot do without as these keep you warm, alive, and safe. Before you make a budget, you should first have a list of your individual expenses.įor instance, take your needs. In general, a budget contains spending guidelines for specific expense categories. Identifying recurring and common expenses like mortgage or rent payments, helps you plan your expenditures and make a monthly expenses template. Monthly expenses template 20 (62.55 KB) What are examples of monthly expenses?
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![]() In a stack, the last item we enter is the first to come out. Stacks and queues are simple data structures that allow us to store and retrieve data sequentially. Key_pressed = input_queue() # 'B' # This can do the act, but the game's logic will know to do the special move Conclusion Key_pressed = input_queue() # 'RIGHT' # We'll change the player's position again and keep track of a potential special move to perform Key_pressed = input_queue() # 'DOWN' # We'll probably change our player position # Now we can process each item in the queue by dequeueing them # The player wants to get the upper hand so pressing the right combination of buttons quickly A special move can be worked out like this: When we're processing the moves we can dequeue them. ![]() This way it doesn't matter if input events come with little time between them, they'll all be stored and available for processing. We can enqueue all input events as they come in. A tester noticed that if buttons are pressed too quickly the game only processes the first one and special moves won't work! In your game, every time a button is pressed, an input event is fired. Now imagine that you're a developer working on a new fighting game. These button combinations can be stored in a queue. Players in those games can perform special moves by pressing a combination of buttons. Think of games like Street Fighter or Super Smash Brothers. Queues have widespread uses in programming as well. # The title is better on the left with bold fontĭocument_actions.push( 'action: format text_id: 1 style: bold') # As with most writers, the user is unhappy with the first draft and undoes the center alignment # The first enters the title of the documentĭocument_actions.push( 'action: enter text_id: 1 text: This is my favourite document')ĭocument_actions.push( 'action: format text_id: 1 alignment: center') We can quickly simulate the feature like this: document_actions = Stack() When the user wants to undo an action they'll pop it from the stack. We can record every action the user takes by pushing it to the stack. You're tasked with creating an undo feature - allowing users to backtrack their actions till the beginning of the session.Ī stack is an ideal fit for this scenario. Imagine you're a developer working on a brand new word processor. The programmers using our Stack and Queue are now encouraged to use the methods provided to manipulate the data instead. ![]() # And a queue that only has enqueue and dequeue operations class Queue: def _init_( self):ĭef dequeue( self): if len(self.queue) < 1: To do so, let's create a new file called stack_queue.py and define two classes: # A simple class stack that only allows pop and push operations class Stack: def _init_( self): We can create classes that only exposes the necessary methods for each data structure. There are times when we'd like to ensure that only valid operations can be performed on our data. If your code needed a stack and you provide a List, there's nothing stopping a programmer from calling insert, remove or other list functions that will affect the order of your stack! This fundamentally ruins the point of defining a stack, as it no longer functions the way it should. If you'd like to learn more about the deque library and other types of collections Python provides, you can read our Introduction to Python's Collections Module article. Print(numbers) # deque() # You can dequeue like a queue Python has a deque (pronounced 'deck') library that provides a sequence with efficient methods to work as a stack or a queue.ĭeque is short for Double Ended Queue - a generalized queue that can get the first or last element that's stored: from collections import deque # Now let's dequeue our fruits, we should get 'banana'Īgain, here we use the append and pop operations of the list to simulate the core operations of a queue. # Let's enqueue some fruits into our list ![]() Redirecting you to payment provider’s site Stay right there, and we’ll get you sorted to complete your purchase. Visit payment provider’s site To continue, you’ll need to confirm your purchase with your payment provider. Please do not use this box to ask a question, it will be rejected - this box is for answers ONLY.If you want to ask a question for this game, please use the ask a question box which is above on the right. Answers that are too short or not descriptive are usually rejected. ![]() Select a different payment method, or try again a little later. Please be as detailed as you can when making an answer. We had some trouble processing your request We encountered a temporary issue with your payment provider. Latest Games Coming Soon Free-To-Play EA SPORTS EA Originals Games Library EA app Deals PC PlayStation 5 Xbox Series X Nintendo Switch Mobile Pogo EA Play The EA app Competitive Gaming EA Play Live Playtesting Company EA Studios Careers Our Technology EA Partners News Inside EA Our Commitments Positive Play Inclusion & Diversity Social Impact People & Culture Environment Help Forums Player and Parental Tools Accessibility Press Investors Latest Games Coming Soon Free-To-Play EA SPORTS EA Originals Games Library EA app Deals PC PlayStation 5 Xbox Series X Nintendo Switch Mobile Pogo EA Play The EA app Competitive Gaming EA Play Live Playtesting Company EA Studios Careers Our Technology EA Partners News Inside EA Our Commitments Positive Play Inclusion & Diversity Social Impact People & Culture Environment Help Forums Player and Parental Tools Accessibility Press Investors We had some trouble processing your request Something went wrong and we couldn't complete your request. You advance the context of escape by finding all of the hidden objects present collecting clues from the remote and deserted town of Whisper Valley.Each screen h. Buy Escape Whisper Valley™ – PC – EA EA Play FIFA 23 F1™ 22 Madden NFL 23 Apex Legends Battlefield™ 2042 The Sims 4 NewBie Hints: N E T W O R K: GameTarget: Console CopyWorld: Cover Target: CD Media World: LinkWorld: Music Target: CD/DVD Utilities: Escape Whisper Valley: System Language Protection CD Cover: PC: : Origin / PopCap Games (Digital Download): Cover Target: Index: Game Trainers & Unlockers: Escape Whisper Valley v1. The theme in Escape Whisper Valley is you are trapped in a remote mountain type region of some American town that appears to be abandoned. ![]() Moreover, the maintenance of the item depends on its frequent usage. The durability ensures long lasting nature without any damage to the product. 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People generally keep seeking for the best product, but it’s not always easy to find it. If you are seeking for the best soundstream vr 346b, then you arrived in the right place. ![]() The XML declarative approach configures the transaction attributes in a Spring bean configuration file. Perform various deleted, update or insert operations using SQL queries. Spring Declarative Transaction Management Example Declarative transaction management is the most common Spring implementation as it has the least impact on application code. ![]() ![]() It’s generally a better practice since it is more natural to Spring applications and at the same time offers more options like timeout, isolation, etc. Spring - Transaction Management Begin the transaction using begin transaction command. Which is present in Spring and JavaEE ( ansaction package), we’ll be using the one from Spring Framework. Spring Transactions abstraction allows you to use a declarative transaction management to concentrate on business logic rather than transaction life-cycle. it starts processing it and doing some addition to it the value becomes 120. Let’s take an example, T1 fetches the price of product A which is equal to 100. Hopefully, after this read, this annotation won’t be magical to you any longer. Meaning a transaction cannot read temporary data being processed by another transaction. In this article, I’ll try to outline some of the most common misunderstandings related to I’m assuming that you are familiar with Spring, JPA and Spring Data. How many times I have seen those StackOverflow answers suggesting “Have you tried adding with any further explanation or have heard developers debugging a piece of unworking code and saying to each other: “Eh, maybe something changes when we add this, you know, thing here?”.īut the worst part is that sometimes it seems like it fixed the problem, so developers just leave it and don’t try to find out what it really changed and whether it didn’t break anything somewhere else. I noticed that not knowing why it is usually perceived as a kind of magical annotation. The annotation is probably the most randomly used annotation in the whole Java development world – and it’s terrifying! In my previous tutorial, Spring Boot Transaction Management Example, we looked at transactions and implemented declarative transaction management. First, you need to use the BookingService class to create a JDBC-based service that books people into the system by name. Spring Framework managing such best practices automatically. The article is a part of the JPA & Spring pitfalls series, which you can check out here. For example, a developer must design compensating transactions that explicitly undo. She recalled selling a loan to a customer who had cancer and needed cash to pay medical bills: "I could have offered him a home equity line of credit to pay these bills but, instead, I sold him an interest-only ARM that re-financed his entire mortgage. As in the Duncan case, the company was also accused of arranging a bogus appraisal on her home, overstating its worth by more than $135,000.Ī former Quicken loan consultant supports the sense that such borrowers were ill-served, claiming that supervisors pressured her to sell ARMs to customers who would have been better off using another product. Although the homeowner claimed to have expressed concern about the cost of the mortgage, a Quicken loan officer allegedly told her that "the affordability of the monthly payment was not an important consideration" because the company could refinance the loan in a few months at a lower interest rate. Duncan's lawyer said she later tried to sell the home, but failed because the property's value was worth less than what she owed on her loans.Īnother borrower accused Quicken of not explaining the terms of a balloon loan, which she couldn't afford. (On its Web site, Quicken says it doesn't currently offer interest-only products because of "market conditions.") The company and a third-party appraisal firm inflated the value of her house by nearly $40,000, she alleged. One Ohio County, W.Va., resident, Janyce Duncan, filed a complaint after Quicken in 2005 put her into a $109,000 interest-only loan and a $27,000 home equity credit line. Meanwhile, multiple borrower lawsuits against the company center on its issuance of ARMs. ![]() He claimed managers pressured salespeople to boost their commissions by "locking the customer into a higher interest rate, even if they qualified for a lower rate, and rolling hidden fees into the loan." Quicken uses similar methods, said a former loan salesman at the company in a sworn statement. Īs Hudson recently documented in his book, The Monster: How a Gang of Predatory Lenders and Wall Street Bankers Fleeced America - and Spawned a Global Crisis, aggressive sales tactics were a hallmark of the abusive lending that led to the housing crash. Documents in the case also claim that the company encouraged some borrowers to overstate their income. In the Michigan suit, former employees are seeking overtime pay they say Quicken owes them. In court papers, former salespeople claim Quicken executives managed by bullying and intimidation, pressuring them to falsify borrowers' incomes on loan applications and to push overpriced deals on desperate or unwary homeowners. They accuse the company of using high-pressure salesmanship to target elderly and vulnerable homeowners, as well as misleading borrowers about their loans, and falsifying property appraisals and other information to push through bad deals.Ī group of ex-employees, meanwhile, have gone to federal court to accuse Quicken of abusing workers and customers alike. Quicken has also capitalized on that image, touting its high ranking in consumer surveys, top grade from the Better Business Bureau and repeated listing by Fortune as one of the "100 Best Companies to Work For." Yet allegations by former employees and customers bear a disturbing resemblance to the reckless, often illegal lending that marked the years leading up the housing crash. ![]() Quicken founder and chairman Dan Gilbert, owner of the NBA's Cleveland Cavaliers, has sought to distance his company from the actions of notorious predatory lenders such as Ameriquest and Countrywide. ![]() A federal lawsuit starting in Detroit today and other legal action against the nation's largest online mortgage lender paint a decidedly less flattering picture of Quicken, reports Michael Hudson, a staff writer with the Center for Public Integrity. Quicken Loans' lending practices may not be as exemplary as the company contends. Create a Streamlabs account and find the Connections tab located at the bottom left side of the screen. On the authorization page, click “Connect,” followed by going to “Settings” in “General,” Scroll until you find the chatbot tab and enable it. You’ll come across some commonly used commands such as uptime, blind, followage, etc. How I hosted my first charity stream, and how you can host one, too. How I hosted my first charity stream, and how you can host one, too – The Verge ![]() Commandname – Deleting the command is pretty easy. If you want to know the story behind the blog click here. I love to help out new and established streamers to get the most out of their efforts while turning their streamer dream into a career. For example with Discord, you’ll need to log in and follow the setup instructions. You can connect different accounts using these steps, with slight modifications. If there are no other solutions to this, I will just continue to use this method and update the list whenever there’s a new command. It’s improvised but works and was not much work since there arent many commands yet. You will need to have Streamlabs read a text file with the command. With the command enabled viewers can ask a question and receive a response from the 8Ball. ![]() An 8Ball command adds some fun and interaction to the stream. Streamlabs Chatbot Commands for ModsĬreators can interact with users, hold giveaways, play games, or send out virtually welcome messages. And there are tons more Streamlabs chatbot commands out there for you to discover. Retweet” command displays the latest tweet in your chat and requests users to retweet it, while “! Shoutout” offers an easy way to give a shout out to a person by providing a link to their channel in your chat. For a better understanding, we would like to introduce you to the individual functions of the Streamlabs chatbot. ![]() Click through the installation menu as usual and check Launch Streamlabs Chatbot at the end. Feel free to use our list as a starting point for your own. ![]() You can also subscribe by email and have articles delivered to your inbox, or follow me on twitter to get notified of new links. If you wish to keep track of further articles on Crossword Unclued, you can subscribe to it in a reader via RSS Feed. Cryptic Crosswords Guide: An introduction to the world of cryptic crosswords.3-Dimensional Crosswords: Crosswords with not just ACROSS and DOWN, but also AWAY clues.The Silicon Valley Puzzle Day 2009: Cryptic crossword workshops held annually in California, US.Killer Clue: An ominous cryptic clue in a Jeffrey Archer short story.: As you can guess, the title of the book Pretty Girl In Crimson Rose (8) is a cryptic clue. The New York Times crossword editor, Will Shortz, calls it his favourite puzzle of all time. This crossword was designed by Jeremiah Farrell. Of course, the same device couldn't have been used in a standard cryptic crossword as word length breakup of solutions - (7, 7) vs (3, 4, 7) - would have given the game away. The exclamation mark in clue 39A works like it does with cryptic clues – signalling that something other than the obvious is going on. Very few solvers at the time realized that a solution different from theirs was possible. Lead story in tomorrow's newspaper (!): BOB DOLE ELECTED So, if you answered the crossing clues like this: 39D Black Halloween animal BAT The clues for the crossing words are deliberately ambiguous and allow a completely different set of valid answers. The beauty of this puzzle is that there are two possible solutions. What they did not realize was that another group of solvers were sniggering over NYT's massive faux pas, for they had answered the same clue as BOB DOLE ELECTED. There were loud protests from solvers – was NYT being so presumptuous as to predict the result? Lead story in tomorrow's newspaper (!): CLINTON ELECTEDīUT at the time the crossword was published, the election result had not been declared. The checking letters for 39A worked out as: 39D Black Halloween animal CAT The lead story in the next day's newspaper would naturally be about the result of the election. Solve more Nytimes Crosswords go to home. Monday to Sunday the puzzles get more complex. They get harder and harder to solve as the week passes. This puzzle was published on 5th November 1996, the day of the Presidential Election in US in which Bill Clinton and Bob Dole were the prime candidates. The puzzles of New York Times Crossword are fun and great challenge sometimes. The answer to the central clue corresponds with two 7-letter spaces. The special clue is the one cutting across the centre of the grid - 39A(+43A): This feature was put to ingenious use in the 1996 Election Day Crossword. You'll notice another dissimilarity with regular cryptic crosswords: the NYT clues do not mention solution lengths. The NYT puzzle is not a cryptic one it has straight clues with the occasional pun or cryptic definition. Here is a screenshot of the grid and clues: I looked it up on the net and (bless Google) found the puzzle online. One such anecdote is about a remarkable crossword puzzle published in the New York Times in 1996. I recently read a book called Pretty Girl In Crimson Rose (8), an autobiography interweaved with interesting stories about crosswords. ![]() While talking about its editing feature, it facilitates users to view, annotate, and edit. The app is free for their user, and it is available for both Android and iOS devices.ĭownload the PDFelement app for Android Foxit MobilePDFįoxit MobilePDF acts as more than just a PDF reader, and you can manage and share your PDF document on mobile and PC devices. Once you download and use it, we are sure you will never get disappointed. Numerous users trust this app to edit their PDF documents and manage their files without difficulties. Other key features of this PDFelement app are highlighting text, underlining, markup, etc. It offers all the essential features that a regular user wants, such as reading, editing, annotating, managing PDF files, etc. ![]() ![]() PDFelement app is another best PDF editor for Android that you can use for editing your PDF document. Unlike other PDF editor tools for Android, it also opens multiple tabs at once.ĭownload Xodo PDF reader and editor for Android PDFelement Besides text editing, it also lets you underline, highlight, doodle on PDF, etc.īesides PDF editing, it also converts other file formats into PDF and offers dark theme features to read in your comfort zone. It is one of the popular PDF editors for Android that edits the text in PDF and saves it to the conversation. This app is free to use, and once you edit, it naturally syncs with Google Drive, Dropbox, and OneDrive. After editing, the contents are saved into the same PDF file format. Xodo PDF Reader and Editor is a full-featured PDF editor app for Android that allows converting a file into PDF editable. Adobe Fill and Sign: Easy PDF Form Filler.List of best free PDF editor apps for Android This article illustrates some of the best free PDF editor apps for Android smartphones. If you deal with PDF files on an Android phone or tablet, you might need the best PDF editor app. But now the possibility increases creating and editing PDF files is also possible on an Android phone or tablet.Īs we know, PDF files are highly secure and can be edited by using special tools or apps. Earlier, creating and editing a PDF file was only done by computer users. One such document is PDF ( Portable Document Format), one of the best file formats to represent documents, including text and images. Next → ← prev Free PDF Editor apps for AndroidĪs the emergence and use of mobile smartphones are growing, people also use their devices to share and edit documents. ![]() Most notably, Terry was a five-time recipient of the National Sportscasters and Sportswriters Association Indiana Sports Writer of the Year Award. Most recently, he worked the Indiana University beat for CNHI Sports Indiana including the Terre Haute Tribune-Star.Ī renowned sports writer, Terry was recognized with numerous awards and distinctions during his career. Terry worked for the News and, subsequently, the Indianapolis Star, for 27 years, the majority of which was spent covering the Indiana Hoosiers basketball and football programs. He began his career with the Fort Wayne News-Sentinel, covering the Indianapolis Colts, before he moved to the Indianapolis News. Terry graduated from the Indiana University School of Journalism in May of 1989. Terry is survived by his wife, Susan mother, Dena sister, Kelly and two sons, Bryan and Kevin. He met his wife, Susan, in California in 1984, and they were married July 5, 1986. He was born March 19, 1958, to Dena and Al Hutchens in Portland, Oregon. Consult contributer-based websites like Find a Grave or BillionGraves to add other pertinent information to your search, such as where the deceased are interred, and even narrow down their year of birth and death.Terry Hutchens, long-time Indiana University beat writer, passed away Friday, Dec.Consider adding their profession, college, high school, or even hobbies into the search que along with any of the above.Search using familial names of the deceased " Obituary " - you can also include the name of the deceased outside of the quotation marks.Quotation marks aren't optional, but drop the parenthesis! Here's what to search for when you're looking for a free obituary. Instead, head to your favorite search engine and give these tips a try. When searching for an obit, sometimes all those sources can't quite locate what you're looking for. ![]() Richland County Library in Columbia, SC, for example, has a Local History & Obituary Index you can access for free, and you can request a full copy of the obituary for a small fee. Check if your library has an online obituary index: Some libraries also offer digital obituary indexes obtained from local papers for the area.For example, the Los Angeles Public Library has a digital subscription to Los Angeles Historical Times as well as access to other digitized newspapers. Access digital newspaper subscriptions with your library card: Some libraries also have subscriptions to digitized versions of older newspapers that you can access using your library card information.Because the microfilm cannot be removed from the library, make sure to bring a pen and paper to record your findings. Older issues are available on microfilm, which you can read in the library on a microfilm machine. Look at microfilm: To obtain a local obituary that was published years ago, ask the librarian to help you search through back issues of newspapers.Libraries usually subscribe to local and regional newspapers and keep hard copies for several weeks or more. If you live in the same area as the person whose obituary you are searching for, you can check out your local library. Look for Obituaries in Newspapers at a Public Library |
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